You spend a lifetime working hard and saving for the future to ensure your family’s financial security. You purchase life insurance or disability income insurance, make investments, and contribute to your retirement plan. And, while you can’t predict the future, you can continue to plan for it.
Long Term Care Insurance (LTC) is designed to reimburse you for expenses for everyday living assistance should something happen to you. Traditional medical insurance and Medicare will not cover extra costs should you need help with activities we take for granted like bathing, eating, or simply getting out of bed. LTC insurance options can provide for nursing home costs as well as home health care and assisted living.
Long Term Care is often mistakenly considered an issue affecting only the elderly but, according to the National Family Caregiving Association, more than 50 million Americans are serving as caregivers for their aged