Current health- There is not a lot you can do if you have had an illness or have had past health issues. However, making good choices to maintain a healthy lifestyle can help reduce both life insurance and health insurance costs.
Tobacco Use– Stop now—it will help reduce your life insurance costs.
Weight- The latest studies show that 35% of Americans are overweight. Another 25% or so suffer from obesity. Know what your body mass index (BMI) is. BMI combines your height, weight, and percentage of body fat to create your BMI. Typically, the higher your BMI the higher your premiums. Your weight also plays a role in determining your health insurance costs. If you are purchasing an individual health plan being overweight can increase your premiums.
If you have an individual life policy and have lost weight, it might benefit you to get a quote from a new carrier. Typically, weight loss or gain during a current policy will not change rates. That is why term insurance is a good product, as you can change carriers if you have improved your health situation. Contact us today. Let us help you reduce your premiums.
A healthy body is a happy body, and there’s no better way to preserve your health and your family’s health than with a health insurance policy from Silva Management Insurance Services 888-611-7647.
Let’s face it, medical treatments aren’t cheap. Without health insurance coverage you could end up paying off medical bills for the rest of your life. Silva Management Insurance Services 888-611-7647 can help you find an affordable healthcare plan that’s right for you. Contact one of our friendly agents today to learn more.