A recent survey shows that as many as 70% of Americans will require long term care at some point in their lives. We can help you offer a solution to this financial concern, add long term care (LTC) rider to their life policy. Clients in their 40s and 50s buying Life Insurance policies today with an LTC rider, may not even activate that rider for another 20 or 30 years, so having an increasing LTC monthly benefit provides great value.
Here are three types of LTC riders
- A Stand Alone Long Term Care (LTC) insurance policy
- An Annuity with LTC Benefit
- A life insurance policy with a LTC rider or accelerated death benefit, also known as a Hybrid Life Insurance Policy
There are pros and cons to each of these, so it is impotent t to have me help you identify which one would be best for your client.
A healthy body is a happy body, and there’s no better way to preserve your health and your family’s health than with a health insurance policy from Silva Management Insurance Services 888-611-7647.
Let’s face it, medical treatments aren’t cheap. Without health insurance coverage you could end up paying off medical bills for the rest of your life. Silva Management Insurance Services 888-611-7647 can help you find an affordable healthcare plan that’s right for you. Contact one of our friendly agents today to learn mor